and paypal is showing this error
This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer's customer service department. Or, you may want to try adding a different credit card.You should not have any Php 43.88 charge to your smart money card. You should have a 100 peso charge but only upon verifiying the card. And I haven't reached verification stage yet. That comes after adding the card.
I have tried two times several days apart. Since I was able to add and verify my smart card last month, I have to assume there is a problem in the system, probably with Smart.