If you buy stuff online usually there are advantages to using paypal. But paypal is not without its disadvantages. One disadvantage is its "less than optimal" exchange rate. But here's a way to use your debit card or credit card's exchange rate instead.
Here's how to do it. First when you get to Paypal, click on the "other conversion options
then click "bill me in the currency listed on the seller's invoice"
So, how much of a savings are we talking about here?
Okay, right now if I google "us dollar to philippine peso", I get a value of php 40.58 to one. In the first screenshot above the conversion rate is 0.0237523 or 42.10118599040935 to $1. My actual conversion rate for that purchase was $1.24 converted to php 51.14. Thats 0.0242471646460696 or 41.24193548387099 to one. I save php 0.85925050653836 per us dollar.
Small but it adds up